Liability to third parties (Wettelijke Aansprakelijkheid, WA)
This is the standard obligatory insurance cover for motor cars in the Netherlands. We will insure you for all amounts which you may have to pay as a result of you being legally liable for a person's death or injury (subject to a maximum of € 2.5 million) , or damage to their property (subject to a maximum of € 2.5 million). This type of cover is usually sufficient for older cars.
Third party, fire and theft (WA en beperkt casco)
Does your car still have a significant value? Usually this goes for cars between 5 and 10 years old. You can effect an additional cover (“restricted casco” ) against the risks of fire, storm, theft, burglary, and glass in windows and windscreens and others. An excess amount (eigen risico), usually € 125 applies to certain claims.
Full comprehensive (WA en volledig casco, or All-risks)
For new cars we recommend taking out our full comprehensive cover. This type of insurance includes both covers above mentioned, aswell as claims resulting accidents and slipping and sliding For car damage claims the excess amount applies.
